I-Cryptocurrency iyinto entsha kakhulu emhlabeni wezezimali, eheha abatshalizimali ngesithembiso sayo senzuzo ephezulu. Ivela ngasekupheleni kwawo-2000 nge-Bitcoin, kusukela ngaleso sikhathi iye yanda ukuze ifake izinkulungwane zemali yedijithali. Ngokungafani nokutshalwa kwezimali kwendabuko, ama-cryptocurrencies asebenza kubuchwepheshe be-blockchain obunwetshiwe, okuqinisekisa ukuphepha nokungafihli lutho. Lesi sigaba sempahla yedijithali sinikeza amathuba emali ezuzwayo ebalulekile, eqhutshwa ukufunwa kwemakethe nokuthuthuka kwezobuchwepheshe.
Kodwa-ke, futhi iza nezingozi, okuhlanganisa ukuguquguquka nokungaqiniseki kokulawula. Kwabaningi, ukuzulazula emakethe ye-crypto kudinga ukucwaninga ngokucophelela kanye nendlela yamasu. Njenganoma yikuphi ukutshalwa kwezimali, abatshalizimali abangaba abatshalizimali kufanele baqonde imininingwane ye-cryptocurrency, okuhlanganisa amandla ayo kokubili izinzuzo nokulahlekelwa, ngaphambi kokwenza imali. Lolu lwazi lungasiza ekwenzeni izinqumo ezinolwazi kule ndawo eguquguqukayo neguqukayo kuwukutshala ku-crypto.
Ingabe ama-cryptocurrencies asemthethweni?
Ama-Cryptocurrencies abe yingxenye ebalulekile yesimo sezimali kusukela kwethulwa i-Bitcoin ngo-2009. Naphezu kwesithakazelo esisabalele kuma-cryptocurrensets, kunombono oyiphutha mayelana nokuba semthethweni kwawo, okuvame ukuvela kubantu abangabazi ubuchwepheshe kanye nendawo yabo yokulawula.
Ama-Cryptocurrencies asebenza kumanethiwekhi ahlukaniswe asekelwe kubuchwepheshe be-blockchain-incwadi esabalalisiwe ephoqelelwa inethiwekhi ehlukene yamakhompyutha. Isici esichazayo zezimali ezifihlekile ukuthi ngokuvamile azikhishwa yinoma yisiphi isiphathimandla esimaphakathi, okubenza bavikeleke ngokombono ekuphazanyisweni kukahulumeni noma ekukhwabaniseni. Lesi sici, nokho, sidale ukungaboni ngaso linye mayelana nesimo sabo somthetho, abanye becabanga ukuthi ukungabi khona kwesikhulu esikhiphayo kusho ukuthi akukho emthethweni.
I-Crypto isemthethweni emazweni amaningi nasezifundeni
Ngokuphambene nale mibono eyiphutha, i-cryptocurrencies isemthethweni emazweni amaningi, nakuba ingaphansi kwamazinga ahlukene okulawula. Ohulumeni neziphathimandla zezezimali emhlabeni wonke bebesebenza ukuze baqonde, balawule, futhi bahlanganise ama-cryptocurrencies ngaphakathi kwezinhlelo zabo zomthetho nezezimali.
Imithethonqubo ingase ihlanganise izinyathelo zokuvimbela ukuxhashazwa kwemali, ukuqinisekisa ukuthotshelwa kwentela, nokuvikela abatshalizimali, kodwa lokhu akulingani nokuthi i-cryptocurrencies ingekho emthethweni. Eqinisweni, le mithethonqubo iwukuvuma ukuba semthethweni kwayo njengengxenye yohlelo lwezezimali.
Phezu kwalokho, uhlaka olusemthethweni lwemali efihlekile luyaqhubeka nokuthuthuka, njengoba amanye amazwe ekhuthaza ngenkuthalo ukuthuthukiswa kwawo kanye nokuhlanganiswa kwezomnotho wawo. Isibonelo, izindikimba ezilawulayo ezindaweni ezihlukahlukene zikhiphe imihlahlandlela ye-Initial Coin Offerings (ICOs), zasungula izinqubomgomo zentela zokuthengiselana nge-cryptocurrency, futhi zenze imithetho elawula ukusebenza kokuhwebelana kwe-crypto.
Ngakho-ke kulabo abazibuza ukuthi i-crypto iyitshalomali enhle kodwa bayangabaza ngoba banombono wokuthi kukhona okungekho emthethweni ngakho, qiniseka ukuthi akukho lutho olungekho emthethweni ngakho.
Ingabe ukutshalwa kwezimali kwe-crypto kuphephile?
Ukutshala imali ku-crypto kuvame ukubonwa njengokuyingozi kunotshalomali bendabuko, kodwa ihlanganyela ngokufana okuningi nezimakethe zezimali ezijwayelekile. Njenganoma yiluphi uhlobo lwemali noma isigaba sempahla, ama-cryptocurrensets akhombisa ukuguquguquka, okuthi, ngenkathi kubeka engcupheni, futhi kudala amathuba ezinzuzo ezibalulekile. Ukuqonda ubungozi obukhona kanye nemivuzo kubalulekile ekuboneni ukuthi kungani ukutshala imali kuma-cryptocurrencies kungase kuphephe njengokutshala kunoma yiluphi olunye uhlobo lwemali noma ithuluzi lezezimali.
I-Cryptocurrencies ivikelwe nge-cryptography, okwenza kucishe kungenzeki ukuba kube ngumgunyathi. Lesi sici sokuvikeleka esiyisisekelo sifana nezinyathelo zokuphepha emisebenzini yasebhange evamile kanye ne-inthanethi. Kodwa-ke, inani le-cryptocurrencies, elifana nelezimali ze-fiat nezinye izimpahla, lingaphansi kwamandla emakethe njengokuhlinzeka nokufunwa, imizwa yabatshalizimali, nezici zomnotho zomhlaba.
Kungase kube utshalomali oluphephile ekugcineni
Imvelo yokwahlukaniswa kwama-cryptocurrencies inikezela ngezingqimba ezengeziwe zokuphepha, njengoba ubuchwepheshe beleja esabalalisiwe (blockchain) buqinisekisa ukubeka izinto obala nokungaguquki kokuthengiselana. Lokhu kusho ukuthi uma ukuthengiselana sekurekhodwe ku-blockchain, ngeke kushintshwe noma kususwe, okuhlinzeka ngomkhondo ocacile okwengeza isendlalelo esengeziwe sokuphepha kubo bobabili umthengi nomthengisi.
Abatshalizimali bakhangwa yi-cryptocurrencies ukuze babe nenzuzo ephezulu. Ukuntengantenga kwemakethe ye-crypto, nakuba kubhekwa njengengcuphe, nakho okwenza ama-cryptocurrencies ezwe ukukhuphuka kwenani okusheshayo, okuhlinzeka ithuba lenzuzo enkulu. Lawa mandla okuthola inzuzo ephezulu awahlukile kuma-cryptocurrencies; kuyisimiso esiyisisekelo sokutshala imali lapho ubungozi obuphezulu bungabangela umvuzo ophezulu.
Kubalulekile ukuthi abatshalizimali benze ucwaningo olunzulu, baqonde ukuguquguquka kwemakethe, futhi basebenzise izimiso zokutshala izimali ezinengqondo ezifana nokuhlukahluka kanye nokulawulwa kwezinhlekelele lapho betshala imali kuma-cryptocurrencies. Njengokutshalwa kwezimali okuvamile, ukwenza izinqumo unolwazi, kanye nokuhlelwa kwamasu kunganciphisa ubungozi futhi kuthuthukise ukuphepha kokutshala imali kuma-cryptocurrencies ahlukene.
Ingakanani imali ongayifaka ku-crypto ngenyanga?
Ukutshala imali kuma-cryptocurrencies kunikeza ithuba elijabulisayo kodwa futhi kuza nesethi yakho eyingqayizivele yezingozi. Kubaluleke kakhulu ukuthi abantu batshale kuphela lokho abakwazi ukukukhokhela. Imvelo eguquguqukayo yezimakethe ze-cryptocurrency isho ukuthi amanani angashintshashintsha kakhulu ngezikhathi ezimfushane kakhulu, okungase kuholele enzuzweni noma ekulahlekelweni okukhulu. Lokhu kungazinzi okungokwemvelo kugcizelela ukubaluleka kokuqapha.
Isici esibalulekile sokutshala imali kuma-cryptocurrencies ukuthuthukiswa kwesu lokutshala imali le-crypto elicatshangelwe kahle. Leli su kufanele licabangele isimo somuntu sezezimali, ukubekezelela ubungozi, kanye nemigomo yokutshala izimali. Ukuhlukahluka, ngokwesibonelo, kuyisimiso esibalulekile esingasiza ukunciphisa ubungozi. Ngokusabalalisa ukutshalwa kwezimali kuma-cryptocurrencies ahlukene noma izigaba zempahla ezihlukene, umtshali-zimali anganciphisa umthelela wokungasebenzi kahle kwanoma yikuphi ukutshalwa kwezimali okukodwa.
Zibekele imigomo futhi wenze ucwaningo lwakho
Ngaphezu kwalokho, ukubeka izinjongo ezicacile nesikhathi somkhathi sokutshala komuntu kungaqondisa izinqubo zokwenza izinqumo. Kungakhathaliseki ukuthi ufuna izinzuzo zesikhathi esifushane noma ukukhula kwesikhathi eside, ukuba nohlelo olukhona kusiza abatshalizimali ukuthi bahlale begxilile futhi bagweme ukwenza izinqumo ezingalindelekile ezisekelwe emakethe noma ukwethuka.
Ucwaningo lungenye insika yesu eliphumelelayo lokutshala izimali ze-crypto. Ukuqonda amathrendi emakethe, ubuchwepheshe be-cryptocurrencies, kanye nezici ezithonya ukunyakaza kwamanani kunganikeza abatshalizimali imininingwane edingekayo ukuze benze izinqumo ezinolwazi.
Iyiphi i-crypto ongatshala kuyo?
Lapho ucabanga ukungena emakethe ye-cryptocurrency, ukwenza ucwaningo olunzulu ngaphambi kokutshala imali kubalulekile. I-crypto landscape inkulu, izinkulungwane zezimali zedijithali ezitholakalayo, kusukela emagameni aziwayo afana nalawa Bitcoin futhi Ethereum kumathokheni amasha, angaziwa kancane. I-crypto ngayinye isebenza ngobuchwepheshe bayo obuyisisekelo futhi inezici ezihlukile, amandla emakethe, nezici eziyingozi.
I-Bitcoin ne-Ethereum, njengama-cryptocurrensets asungulwe kakhulu, ngokuvamile abhekwa njengezinketho eziphephile zokutshala izimali kanye ne-crypto engcono kakhulu ongatshala kuyo. Ukuba khona kwabo isikhathi eside emakethe kunikeze ingcebo yedatha mayelana nemikhuba yabo yokusebenza, okwenza kube lula kubatshalizimali ukwenza kanjalo. hlaziya futhi ubikezele ukunyakaza okungenzeka.
Isithunzi sabo asibavikeli ekwehleni nasekukhuphukeni kwezimakethe
Kodwa-ke, ukuguquguquka okungokwemvelo kwe-cryptocurrensets kusho ukuthi ngisho ne-Bitcoin ne-Ethereum zingabhekana nokuguquguquka okukhulu kwentengo. Lokhu kuguquguquka kuyingxenye yalokho okungenza ama-cryptocurrensets abe nenzuzo njengotshalomali; amanani angakhuphuka, anikeze izinzuzo ezinkulu. Nokho, yilokhu kuguquguquka okufanayo okugcizelela ukubaluleka kocwaningo.
Ukutshala imali kuma-cryptocurrencies ngaphandle kocwaningo olwanele kufana nokuzulazula emanzini angakacaciswanga ngaphandle kwemephu. Ulwazi lwemakethe, ukuqondisisa kwe-cryptocurrencies ethize oyicabangayo, kanye nokuqwashisa ngezimo ezibanzi zezomnotho nezobuchwepheshe kungahlomisa abatshalizimali ngamathuluzi adingekayo ukuze benze izinqumo ezinolwazi. Le ndlela ayinciphisi ubungozi kuphela kodwa futhi ikwenza kube maningi amathuba okuthi uthole i-crypto engcono kakhulu yokutshala imali ngo-2024.
Uyisebenzisa kanjani i-cryptocurrency?
I-Cryptocurrency isivele yadlula umsebenzi wayo wokuqala njengempahla yedijithali ukuze ibe yindlela yokukhokha esebenzayo, uma iqhathaniswa nezinhlobo zemali zendabuko ngezindlela eziningi. Isetshenziswa kakhulu ku-inthanethi, ivumela ukuthi ukuthengiselana kwenziwe emhlabeni wonke ngaphandle kwesidingo sabalamuli abafana namabhange.
Leli khono liye laholela ekwamukelweni kwalo abathengisi be-inthanethi abahlukahlukene, izinsizakalo, nezinkundla, okuvumela abasebenzisi ukuthi bathenge izimpahla, amasevisi, ngisho nokuqukethwe kwedijithali basebenzisa imali yedijithali efana ne-Bitcoin, i-Ethereum, nezinye. Isikhalo sokusebenzisa i-crypto njengenkokhelo sisemandleni ayo emali ephansi yokuthengiselana, ubumfihlo obunyukile, nezikhathi zokucubungula ngokushesha uma kuqhathaniswa nezindlela zokukhokha ezijwayelekile.
I-Crypto iyinkokhelo ethandwayo ekugembula ku-inthanethi
Ngaphandle kokusebenza njengenketho yokukhokha yedijithali, ama-cryptocurrencies nawo athole ukusetshenziswa okubalulekile emhlabeni wokugembula ku-inthanethi. Ukungaziwa, ukuvikeleka, kanye nokuba lula kohwebo obuwela imingcele okunikezwa ngemali ye-cryptocurrensets kubenza bathandeke kakhulu ezinkundleni zokugembula ku-inthanethi.
Abasebenzisi bayakwazisa ubumfihlo kanye nezikhathi zokuhoxa ngokushesha, kuyilapho opharetha bekwazisa ukuncipha kwengozi yokukhokhelwa emuva kanye nokufinyelela kusisekelo samakhasimende esibanzi, somhlaba wonke. Nokho, lokhu empambana cryptocurrency kanye ukugembula kwe-crypto igqamisa isidingo sokusetshenziswa okufanele nokuqwashisa ngezingozi ezihilelekile, okuhlanganisa ukuntengantenga kwamanani e-crypto kanye nezwe lokugembula ku-inthanethi.
