Ukungcakaza kunokuba yindlela evuyisayo neyonwabisayo yokuchitha ixesha likabani, inikela uyolo lokuzibeka esichengeni ngokufumana umvuzo wemali. Abantu abaninzi bafumanisa ukuba ulindelo lokulinda isiphumo sobhejo lube ngumthombo obalulekileyo wochulumanco. Ukongezelela, ukungcakaza kunokuba yinto yokuzonwabisa, apho abantu bahlanganisana kunye nabahlobo okanye intsapho ukuze babelane ngemincili kunye.
Kwezinye iimeko, abathabathi-nxaxheba banokufumana imali ngokungcakaza, nto leyo esongeza inxalenye yenzuzo yemali kulonwabo. Kubalulekile ukuvuma icala lokungcakaza: amandla alo okukhobokisa. Impembelelo yokuphumelela ngokwasengqondweni inokukhobokisa, ikhokelela abantu kwindlela apho ukusukela ilahleko okanye ukuleqa uloyiso olukhulu olulandelayo kunokubangela unxunguphalo olukhulu lwemali kunye nobuqu. Kubalulekile ukujongana nokungcakaza ngoxanduva, uqaphela iingozi ezibandakanyekileyo.
Yintoni ungcakazo oluxanduva?
Ukungcakaza okunoxanduva kumalunga nokulungelelanisa ulonwabo lokubheja kunye nendlela enengqondo kumngcipheko wako. Kuthetha ukuqaphela ukungcakaza njengendlela yokuzonwabisa, kwaye kungekhona indlela ethembekileyo yokwenza imali. Abangcakazi abanoxanduva bamisela kwaye babambelele kuhlahlo lwabiwo-mali olungqongqo, beqinisekisa ukuba bangcakaza kuphela ngemali abanokukwazi ukuyilahlekela ngaphandle kokuchaphazela uzinzo lwabo lwezemali okanye ukuba sempilweni ngokweemvakalelo. Le ndlela inceda ukugcina ukugembula njengento eyonwabisayo nekhuselekileyo, ngaphandle kwengozi yokuba likhoboka.
Ukungcakaza ngenkathalo kukwabandakanya ukuqonda amathuba emidlalo, ukwamkela ukuba ukuphulukana yinxalenye yamava, kunye nokwazi ixesha lokuyeka. Imalunga nokungaleqeki ilahleko, indlela yokuziphatha enokukhokelela kumjikelo okhohlakeleyo wokubheja ngakumbi kwiinzame zokuphumelela imali. Ukuba ngumngcakazi othembekileyo kuthetha ukuzazi iimpawu zokukhotyokiswa kokungcakaza kunye nokufuna uncedo ukuba ukungcakaza kuqalisa ukuziva kukunyanzelwa endaweni yokuzikhethela.
Ngokungcakaza ngenkathalo, abantu basenokufumana imincili yokubheja kwaye bade baphumelele imali ngamaxesha athile. Nangona kunjalo, ugqaliselo luhleli kulonwabo endaweni yengeniso, ukuqinisekisa ukuba ukungcakaza kuhlala kuyindlela eyakhayo neyonwabisayo. Le ndlela yokuqwalasela igxininisa ukubaluleka koxanduva lokuphendula, ukunceda ukukhusela ngokuchasene nefuthe elibi lokungcakaza.
Iingcebiso zokungcakaza ezinoxanduva
Ukungcakaza ngenkathalo kubalulekile ukuqinisekisa ukuba lo msebenzi uhlala ungumthombo wolonwabo ngaphandle kokukhokelela kuxinzelelo lwemali okanye ngokweemvakalelo. Nanga amanye amacebiso okukunceda ungcakaze ngokuthembekileyo:
Misela imida yenkcitho
Ngaphambi kokuba uqalise ukungcakaza, yenza isigqibo sokuba yimalini na onokukwazi ukuyihlawula. Namathela kolu hlahlo lwabiwo-mali ngokungqongqo, kungakhathaliseki impumelelo okanye ilahleko. Oku kuthintela isihendo sokusukela ilahleko okanye ukuchitha ngaphaya kwamandla akho.
Misela umda welahleko yokuyeka
Ukongeza kumda wenkcitho, misela umda welahleko. Ukuba ufikelela kulo mda, lixesha lokuyeka ukugembula ngosuku. Oku kunceda ukulawula i-bankroll yakho kwaye uthintele umhadi wokuzama ukubuyisela oko ukuphulukileyo.
Khetha amaxesha athile okungcakaza
Ukunciphisa imisebenzi yakho yokungcakaza ngamaxesha athile emini okanye evekini. Oku kunceda ukuthintela ukugembula ekuphazamiseni uxanduva lwakho lwemihla ngemihla kwaye iqinisekisa ukuba ihlala ingumsebenzi wokuzonwabisa kunokuba unyanzeliso.
Gamble kuphela xa unxilile
Ukwenza izigqibo uphantsi kweempembelelo zotywala okanye iziyobisi kunokukhokelela kwisigqibo esingafanelekanga kunye nokubheja okuzisolayo. Qinisekisa ukuba unxilile ngalo lonke ixesha uthatha isigqibo sokungcakaza ngakumbi ukuba ungcakaza kwi-Intanethi usekhaya.
Thatha ikhefu
Ukuphumla rhoqo ngexesha leeseshoni zongcakazo kunokukunceda ugcine umbono kwaye wenze izigqibo ezingcono. Ukuba nengqondo ephangaleleyo kwenza ukuba kungathandi ukuthatha izigqibo ngokungxama nokungakhathali.
Qonda imidlalo
Ulwazi lwendlela esebenza ngayo imidlalo inokuphucula amava akho okungcakaza. Qonda iingxaki, imithetho, kunye nobuchule apho kufanelekileyo.
Khumbula, ukungcakaza okunoxanduva kumalunga nokulinganisela. Kunokwenzeka ngokugqibeleleyo ukonwabela ulonwabo lokungcakaza ngelixa uqinisekisa ukuba akuchaphazeli kakubi ubomi bakho. Ngokulandela la macebiso, unako ukugcina ulawulo phezu imikhwa yakho ukugembula kwaye uqinisekise ukuba ukugembula kwakho kuhlala kuyinxalenye fun ebomini bakho. Unga fumana iingcebiso ngakumbi malunga nendlela ukugembula uxanduva apha.
Izixhobo zokungcakaza ezinoxanduva
Ukusetyenziswa kwezicwangciso ezifana ne-Martingale okanye i-Paroli iinkqubo zinokunika indlela ehleliweyo yokungcakaza, okunokubangela ukuba kube ngumsebenzi oqeqeshekileyo. Ngelixa ukuntywila nzulu kwezi nkqubo kungaphaya kwemida yethu, kubalulekile ukuqonda isiseko sazo kunye nendlela abanokuthi balungelelanise ngayo uxanduva lokungcakaza.
Inkqubo yeMartingale ibandakanya ukubheja kwakho kabini emva kwelahleko nganye, ngengcamango yokuba xa uphumelele, uya kubuyisa yonke ilahleko yangaphambili kwaye uzuze inzuzo elingana nokubheja kwakho koqobo. Inkqubo yeParoli Ixhasa ukuphinda-phinda ukubheja kwakho emva kokuphumelela ngalunye, ejonge ukwenza imali ekuphumeleleni ukuphumelela ngelixa ugcina isiseko sokubheja ngexesha lelahleko. Ezi zicwangciso zinokusebenza njengendlela yokulawula ukubheja ngokucwangcisiweyo kunokungxama.
Xa kuziwa ekubekeni umda ukuba umntu ungcakaza kangakanani imali, ukugembula kwe-cryptocurrency kwazisa inzuzo enomdla. Ubume bendalo bentengiselwano ye-cryptocurrency, eyidijithali kwaye inokucwangciswa kunye nemida yenkcitho, ikwenza kube nzima ngokwendalo ukudlula uhlahlo lwabiwo-mali olubekiwe. Ngokungafaniyo nemali yemveli, apho abangcakazi banokuphulukana nomkhondo wenkcitho okanye bafikelele ngokulula kwiimali ezongezelelweyo, crypto ukugembula wallets inokumiselwa ukukhawulelana nemali ekhoyo yongcakazo.
Ngokwenyani, ukudibanisa amaqhinga ongcakazo kunye nendawo elawulwayo ye ukugembula i-crypto inokukhuthaza indlela enengqondo yokungcakaza. Ngokuqonda nokusebenzisa iinkqubo zokubheja ezicwangcisiweyo, kunye nokusebenzisa izikhuselo ezakhelwe ngaphakathi ze-cryptocurrency, abangcakazi banokonwabela amava okungcakaza acwangciseke ngakumbi nanoxanduva ngaloo ndlela bephepha umngcipheko wokuba likhoboka lokungcakaza.
Kutheni kufuneka ungcakaze ngenkathalo
Ukungcakaza, xa kungenziwanga ngenkathalo, kunokukhokelela kwiziphumo ezibi ezidlulela ngaphaya kwelahleko yemali. Isihendo sokungcakaza silele kulonwabo lokubeka umngcipheko kunye nethuba lokuphumelela. Nangona kunjalo, kwabanye abantu, oku kunokuguqukela ekubeni likhoboka, imeko apho ukungcakaza kuba sisibongozo esingalawulekiyo ngaphandle kweziphumo ezibi. Ukukhotyokiswa kokungcakaza kubonwa njengophazamiseko olubalulekileyo lwempilo yengqondo, abanye abantu benotyekelo oluphezulu ngenxa yemfuza, ingqondo, kunye nemiba yokusingqongileyo.
Ukumoshakala kwemali yenye yezona ziphumo zikhawulezayo nezibonakalayo zokungcakaza ngokungenankathalo. Abantu banokugqiba imali abayigcinileyo, babe netyala elikhulu, okanye babhenele kwizinto ezingekho mthethweni ukuze baxhase ukungcakaza kwabo. Imiphumo yoxinezeleko olunjalo lwemali inokuthabath’ unyawo, ichaphazele unqabiseko lwentsapho, ikhokelele ekulahlekelweni yimpahla, ize ibangele iingxaki ezinzulu zobuqu nezomthetho. Impembelelo yengqondo yokukhotyokiswa kokungcakaza akufuneki ijongelwe phantsi. Kunokubangela iingxaki ezininzi ngokweemvakalelo, kuquka ukuxhalaba, ukudandatheka, kwaneengcamango zokuzibulala.
Ukuba likhoboka lokungcakaza kunokonakalisa ulwalamano
Uxinezeleko lokulawula ilahleko yokungcakaza nemiphumo enxulunyaniswa nalo lunokonakalisa ulwalamano, nto leyo ekhokelela ekubeni ube likheswa, kuqhawulo-mtshato, nokuphelelwa kukuthembana phakathi kwentsapho nabahlobo. Ukungcakaza ngokungakhathali kunokuba neziphumo zobungcali, okuchaphazela ukusebenza komsebenzi kunye nethemba lomsebenzi. Isenokukhokelela ekungayini emsebenzini, ekunciphiseni imveliso, okanye ekuphulukaneni nomsebenzi, nto leyo eyenza kube nzima ngakumbi uxinezeleko lwemali nolobuqu. Ukungcakaza ukubanakho ukukhobokisa kuphakanyiswa kukufikeleleka kwayo, kunye namaqonga e-intanethi avumela ukubandakanyeka kuka-24/7.
Ukungxama kwe-dopamine okuhambelana nokuphumelela kongcakazo kunokukhokelela kuphuhliso lokuxhomekeka, apho umntu aleqa ilahleko okanye engcakaza ngaphandle kweziphumo ezibi zobuqu okanye zemali. Uthintelo kunye nongenelelo kwangethuba lubalulekile. Ukuqaphela iimpawu zokukhotyokiswa kokungcakaza kunye nokufuna uncedo kunokunciphisa ezi ziphumo. Izenzo zokungcakaza ezinoxanduva, njengokubeka imida yenkcitho, ukungcakaza kuphela ngemali onokuthi ukwazi ukuyilahleka, kunye nokuthatha ikhefu rhoqo, kunokunceda ukugcina ungcakazo njengendlela yokuzonwabisa, hayi umthombo wonxunguphalo.
Ukukhotyokiswa kokungcakaza: Akukho ntloni ekufuneni uncedo
Ukuqonda ukuba imikhwa kabani yokungcakaza iye yaba yingxaki kwaye ukufuna uncedo linyathelo elibalulekileyo nelincomekayo lokuchacha. Kubalulekile ukuqonda ukuba ukukhotyokiswa kokungcakaza, njengazo naziphi na ezinye iindlela zokukhotyokiswa, yimeko yengqondo eyaziwayo echaphazela amandla omntu okulawula indlela yokuziphatha yokubheja. Oku kunqongophala kolawulo kunokukhokelela kwiziphumo ezibalulekileyo zobuqu, ezemali, kunye nezentlalo. Ukuvuma imfuno yoncedo kunye nokuthatha inyathelo lokulufuna linyathelo elilungileyo elikhokelela ekubuyiseni ulawulo kubomi bomntu.
Akukho kwaphela iintloni ekufuneni uncedo lwekhoboka lokungcakaza. Ibala elihlala linxulunyaniswa nokuba likhoboka lotywala libangelwa kukungaqondi imeko. Kubalulekile ukukhumbula ukuba ukukhotyokiswa kokungcakaza sisigulo esichaphazela nabani na, nokuba ubukrelekrele bakhe, imvelaphi, okanye amandla omntu. Isenzo sokufuna uncedo sibonisa isibindi, uxanduva, kunye nokuzinikela kwintlalontle yomntu.
Fumana uhlobo olululo loncedo
Iindlela ezahlukeneyo zenkxaso ziyafumaneka kwabo balwa nemikhwa yokungcakaza. Iingcebiso zobungcali, amaqela enkxaso afana nabangcakazayo abangaziwa, kunye neenkqubo zonyango ziyilelwe ukunika isikhokelo, inkxaso, kunye nezicwangciso zokulawula ukuziphatha kongcakazo. Ezi zixhobo zibonelela ngendawo ekhuselekileyo neyimfihlo apho abantu banokubelana ngamava abo kwaye bafunde kwabanye abajongene nemingeni efanayo.
Ngaphezu koko, ukufuna uncedo akuncedi nje kuphela umntu kodwa kunempembelelo enzulu kwabo babathandayo. Inokunceda ukulungisa unxulumano olonakeleyo kuze kwakhiwe ngokutsha ukuthembana, inikela indlela yokuchacha equka inkxaso yabahlobo nentsapho.
Ukufuna uncedo asibobuthathaka
Kubalulekile ukususa intsomi yokuba ukufuna uncedo luphawu lobuthathaka. Ngokuchasene noko, linyathelo elomeleleyo nelisebenzayo elibhekiselele ekuchacheni. Ukoyisa ukuba likhoboka longcakazo luhambo olufuna umonde, ukuqonda kunye nenkxaso. Ngokuvuma ukuba kukho ingxaki nokufuna uncedo, abantu banokuqalisa ikhondo lokulawula, bahlaziye impilo-ntle yabo, baze baphile ubomi obanelisayo ngaphandle kokungcakaza. Nceda ungcakaze ngenkathalo kwaye uqiniseke ukuba ulandela imigaqo yongcakazo enoxanduva.
