Tether (shortened USDT) is a cryptocurrency whose coins in circulation are backed by an equivalent amount of traditional fiat currencies, like the dollar, the euro, or the Japanese yen. The Tether project was founded in 2015 and it's run by two companies: Tether Ltd., which issues crypto coins with a value tied to traditional currencies; and Bitfinex, one of the world's largest cryptocurrency exchanges. Bitfinex provides liquidity to Tether solely because they are responsible for processing orders from customers converting their fiat currencies into tether tokens which are segregated as assets by the company’s directors securely eliminating any single point of failure. The goal is to create a cryptocurrency with price stability and transaction speed similar to that of traditional currencies without many of their limitations or disadvantages such as being subject to currency controls, unlike Bitcoin. Tether has faced some criticism because it does not provide transparency on how much US dollars it holds in its reserve account and is connected with Bitfinex because they are two separate companies who also benefit from the same risks of security breaches or other hacks that could cause a significant financial loss for both parties.

Tether has mainly been used by cryptocurrency exchanges like Bitfinex to facilitate the process of converting fiat currencies into crypto tokens. As a result, no single point of failure is created because there are always two companies involved in the project: Tether Ltd., which issues coins with value tied to traditional currencies; and Bitfinex who provide liquidity for Tether. The company claims that the reserve account contains a corresponding US dollar amount for every Tether token which is issued to customers via their platform, and they back their claim with independent audits from an accounting firm of international standing such as PwC or Deloitte. These auditors are then given access to all information and accounts of Tether Ltd.

What Does The Company Say About Tether?

The Tether team explains, "Every tether is always 100% backed by our reserves, which include traditional currency and cash equivalents and, from time to time may include other assets and receivables from loans made by Tether Limited." Apart from these audits conducted on behalf of the company itself, no one can independently verify this claim.

Is Tether Safe To Use?

Since Tether is pegged to traditional currencies, it's not subject to the same wild swings in value as other popular cryptocurrencies like Bitcoin or Ethereum. Also, since two companies are involved in its success and failure - where one company issues coins with a value tied to traditional currency while another provides liquidity for Tether - there's no single point of failure. However, it is important to note that the company does not provide transparency on how much US dollars they hold in its reserve account and this lack of information has led many people to question whether Tether can be trusted or if it will lead to a financial loss for both parties involved. It is also worth noting that if the company were to be hacked or have its servers compromised, customers could lose their money.

What Do Experts Say About Tether?

Cryptocurrency experts have generally been supportive of Tether because it's pegged to traditional currencies and its value is not subject to the same wild swings in price that other cryptocurrencies like Bitcoin are. However, there has also been some criticism around Tether as many US dollar investors would rather put their money into an asset that can be redeemed for cash.

Is It Worth Investing In?

Tether is a novelty cryptocurrency with very limited benefits in terms of its use and application, so it's difficult to justify investing your money into this coin over other types of cryptocurrencies like Bitcoin or Ethereum which have wider applications for their use. However, Tether does provide some stability when compared to other cryptocurrencies and its value is not subject to the same wild swings in price that are seen with Bitcoin or Ethereum.

Bu USDT va bu qanday ishlaydi!

Axborot bazasi

Tether nima?

Tether (qisqartirilgan USDT) - bu kriptovalyuta, uning muomaladagi tangalari dollar, evro yoki yapon ienasi kabi an'anaviy fiat valyutalari bilan tenglashtirilgan.
Tether loyihasi 2015-yilda tashkil etilgan va uni ikkita kompaniya boshqaradi: Tether Ltd. va Bitfinex, dunyodagi eng yirik kriptovalyuta birjalaridan biri.
Bitfinex Tether -ning likvidligini ta'minlaydi, chunki ular xaridorlarning fiat -valyutalarini kompaniya direktorlari tomonidan aktiv sifatida ajratilgan tokenlarga aylantiradigan mijozlarning buyurtmalarini bajarishga mas'uldirlar, chunki ular har qanday nuqsonli nuqtani ishonchli tarzda yo'q qiladi. Maqsad, Bitcoin -dan farqli o'laroq, cheklanmagan yoki kamchiliklari bo'lmagan an'anaviy valyutalarga o'xshash narx barqarorligi va bitim tezligi bilan kriptovalyutani yaratishdir.
Tether ba'zi tanqidlarga duch keldi, chunki u zaxira hisobida qancha AQSh dollari borligini oshkoraligini ta'minlamaydi va Bitfinex bilan bog'liq, chunki ular xavfsizlikning buzilishi yoki boshqa xakerlik xavfidan foydalanadigan ikkita alohida kompaniya. har ikki tomon uchun jiddiy moliyaviy yo'qotish.

U ishlaydi?

Tether asosan Bitfinex kabi kriptovalyuta birjalari tomonidan fiat valyutalarini kriptovalyutalarga aylantirish jarayonini osonlashtirish uchun ishlatilgan. Natijada, muvaffaqiyatsizlikning yagona nuqtasi yaratilmaydi, chunki loyihada har doim ikkita kompaniya ishtirok etadi: an'anaviy valyutalarga bog'langan tangalarni chiqaradigan Tether Ltd. va Tether uchun likvidlikni ta'minlaydigan Bitfinex.
Kompaniyaning ta'kidlashicha, zaxira hisobvarag'ida mijozlarga o'z platformasi orqali chiqarilgan har bir Tether tokeniga mos keladigan AQSh dollari miqdorida mablag 'bor va ular o'z talablarini PwC yoki Deloitte kabi xalqaro nufuzli buxgalteriya firmalarining mustaqil auditlari bilan qaytaradilar. Keyin bu auditorlarga Tether Ltd kompaniyasining barcha ma'lumotlari va hisoblariga kirish huquqi beriladi.

Kompaniya Tether haqida nima deydi?

Tether jamoasi tushuntiradi: "Har bir bog'lanish har doim bizning zaxiralarimiz bilan 100% qo'llab -quvvatlanadi, ular an'anaviy valyuta va pul ekvivalentlarini o'z ichiga oladi va vaqti -vaqti bilan Tether Limited tomonidan berilgan kreditlar bo'yicha boshqa aktivlar va debitorlik qarzlarini o'z ichiga olishi mumkin".
Kompaniyaning nomidan o'tkazilgan tekshiruvlardan tashqari, hech kim bu da'voni mustaqil ravishda tasdiqlay olmaydi.

Tether foydalanish xavfsizmi?

Tether an'anaviy valyutalarga bog'langanligi sababli, u Bitcoin yoki Ethereum kabi boshqa mashhur kriptovalyutalar kabi qimmat o'zgarishlarga duchor bo'lmaydi. Bundan tashqari, uning muvaffaqiyati va muvaffaqiyatsizligida ikkita kompaniya ishtirok etganligi sababli - bu erda bir kompaniya an'anaviy valyutaga bog'langan qiymatdagi tangalar chiqaradi, ikkinchisi Tether uchun likvidlikni ta'minlaydi - bitta muvaffaqiyatsizlik nuqtasi yo'q.
Shuni ta'kidlash kerakki, kompaniya o'z zaxira hisobida qancha AQSh dollari borligi to'g'risida shaffoflikni ta'minlamaydi va bu ma'lumotlarning etishmasligi ko'pchilikni Teterga ishonish mumkinmi yoki bu moliyaviy yo'qotishlarga olib keladimi degan savolga olib keldi. jalb qilingan har ikki tomon uchun. Shuni ham ta'kidlash joizki, agar kompaniyaga xakerlik hujumi uyushtirilsa yoki uning serverlari buzilgan bo'lsa, mijozlar pullarini yo'qotishi mumkin.

Mutaxassislar Tether haqida nima deyishadi?

Kriptovalyutalar bo'yicha mutaxassislar odatda Tetherni qo'llab-quvvatladilar, chunki u an'anaviy valyutalarga bog'langan va uning qiymati Bitcoin kabi boshqa kriptovalyutalar kabi narxlarning bir xil o'zgaruvchanligiga bog'liq emas.
Biroq, Tether atrofida ba'zi tanqidlar ham bo'ldi, chunki ko'plab AQSh dollari sarmoyadorlari o'z pullarini naqd pulga qaytarilishi mumkin bo'lgan aktivga qo'yishni afzal ko'rishadi.

Sarmoya kiritishga arziydimi?

Tether - bu yangi kriptovalyuta bo'lib, foydalanish va qo'llanilishi jihatidan juda cheklangan imtiyozlarga ega, shuning uchun ulardan foydalanish uchun kengroq ilovalarga ega Bitcoin yoki Ethereum kabi kriptovalyutalarning boshqa turlariga nisbatan pulingizni ushbu tangaga investitsiya qilishni oqlash qiyin. Biroq, Tether boshqa kriptovalyutalar bilan solishtirganda bir oz barqarorlikni ta'minlaydi va uning qiymati Bitcoin yoki Ethereum bilan ko'rinadigan narxlarning bir xil o'zgaruvchanligiga bog'liq emas.

Tetherning afzalliklari:

- Tether an'anaviy valyutalarga bog'liq va uning qiymati Bitcoin yoki Ethereum kabi boshqa mashhur kriptovalyutalar kabi bir xil o'zgarishlarga duch kelmaydi.

- Ikkita kompaniya qatnashgani uchun - bitta kompaniya an'anaviy valyutaga bog'langan tangalar chiqarsa, ikkinchisi bog'lanish uchun likvidlikni ta'minlaydi, birorta ham nuqson yo'q.

- Kriptovalyuta mutaxassislari odatda Tetherni qo'llab -quvvatladilar, chunki u an'anaviy valyutalarga bog'liq va uning qiymati Bitcoin kabi boshqa mashhur kriptovalyutalar bilan bir xil darajada o'zgarib ketmaydi.

- Bilan Tether kazinolari Agar qimor o'ynaganingizda kripto tushsa, qo'shimcha mablag' yo'qotmaysiz.

Tetherning kamchiliklari:

- Tether an'anaviy valyutalarga bog'liq va uning qiymati Bitcoin yoki Ethereum kabi boshqa mashhur kriptovalyutalar kabi bir xil o'zgarishlarga duch kelmaydi.

- Ikkita kompaniya qatnashgani uchun - bitta kompaniya an'anaviy valyutaga bog'langan tangalar chiqarsa, ikkinchisi bog'lanish uchun likvidlikni ta'minlaydi, birorta ham nuqson yo'q.

- Kompaniya zaxiradagi hisobvaraqlarida qancha AQSh dollari borligi shaffofligini ta'minlamaydi, bu ko'pchilikni Tetherga ishonish mumkinmi yoki bu har ikki tomon uchun moliyaviy yo'qotishlarga olib keladimi, degan savol tug'dirdi. Shuni ham ta'kidlash joizki, agar kompaniyaga xakerlik hujumi uyushtirilsa yoki uning serverlari buzilgan bo'lsa, mijozlar pullarini yo'qotishi mumkin.

- An'anaviy valyutalar narxiga bog'langan.

Mundarija yashirish

1 Tether nima?

2 U ishlaydi?

3 Kompaniya Tether haqida nima deydi?

4 Tether foydalanish xavfsizmi?

5 Mutaxassislar Tether haqida nima deyishadi?

6 Sarmoya kiritishga arziydimi?

7 Tetherning afzalliklari:

8 Tetherning kamchiliklari: